Reconcile to the penny
Tick each entry off against your paper statement and watch the difference land on $0.00. Once you lock a statement it is settled, and an app update does not rewrite it.
Write down what you spend, tick off what the bank has cleared, and the balance at the top is right. Made for people who keep a checkbook by hand.
Free to try. $9.99 once to keep writing.
Checking
$2,418.57
Rent — Oakwood Apts
−875.00
Duke Energy
−132.75
Social Security
+1,847.00
First Presbyterian
−50.00
Harris Teeter
−86.42
CVS Pharmacy
−24.18
A check register, done properly. No budgets to set up, no advice, and no account to make.
Tick each entry off against your paper statement and watch the difference land on $0.00. Once you lock a statement it is settled, and an app update does not rewrite it.
Pension, rent, insurance, tithe: set them down once and they appear on the day they are due, marked scheduled. They move only your projected balance until you post them. Nothing is ever posted behind your back.
Your register lives on your own phone, and the app keeps rotating copies of it by itself.
On iPhone, if you are signed in to iCloud with iCloud Drive turned on, every copy is also written to the app’s own iCloud Drive folder, by itself. If you are not, the Backup screen tells you so rather than claiming a copy it did not make.
On Android, the register is included in the phone’s own backup, and you can pick a folder for the app to write its copies into — one that syncs to Google Drive if you want it to.
You can also save a copy anywhere you like and restore from it — your own folder, a file you emailed to yourself, or iCloud Drive on an iPhone.
Search a register by payee, memo, amount or check number, across every year you have kept, and filter by date, category or status.
The type is large and high-contrast, and the app follows the text size you set on your phone, all the way up.
Any register exports to a CSV file or a printable PDF, whenever you want, and that keeps working whether or not you have paid.
It works with no internet connection. There is no bank login, so there is no password of yours to lose and no sync to break.
The app is a free download and everything works from the first day — entries, reconciling, search, recurring bills, transfers, export and backup. It asks for the one-time $9.99 after you balance your first statement, or after 100 entries, whichever comes first.
If you decide not to pay, nothing is taken away. The register stays readable, searchable, printable and backed up. You just cannot write new entries until you unlock it.
Refunds, a new phone, whether it connects to your bank, whether the price turns into a subscription later, what we collect, and who answers when it breaks — every one of those has a straight answer.
Read the questions and the answersRead the recent one-star reviews of the popular checkbook apps and the same complaints repeat: an update that erased years of entries, balances that drift or duplicate, ads still showing months after someone paid to remove them, and support email that bounces.
These are not small annoyances. A check register holds your financial life, and when it is wrong the bank does not call it a glitch — it calls it an overdraft and charges you for it. A register should be plain, honest and permanent: a tool that behaves the same way this year as it did last year. That is the whole brief for this one.
4 pages that answer the searches people actually type, in the first sentence.
That is the offer, and it is the right way round for anyone who has been let down by an app like this before: you get to run your own bank statement through it and watch it balance before you have paid anything. Free to try. $9.99 once to keep writing.